Managing Credit & Debt in Uncertain Times

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About This Event

Come with your favorite cocktail or mocktail and let’s get real about your credit and debt!

Whether you have “good” credit or “bad,” Pamela Capalad and Dyalekt of Brunch & Budget will teach you how to play the credit game at a time when credit may be a necessary resource to get through the foreseeable future. They will share changes in the CARES Act that apply to your credit and student loans.

They will then detail how to check and read your credit score, increase that score, determine when it makes sense to refinance, consolidate, do a balance transfer, or take out a personal loan. You’ll learn about student loan forgiveness options and get advice to help you prioritize what to pay and when with a debt pay-down plan that includes savings. Credit drinking game is definitely happening!

With over 30 million people having applied for unemployment in the last two months, the stock market taking a nose-dive, and a shelter-in-place order that has brought the economy to a halt, it can be overwhelming to know how to think about your finances during a time of crisis. Financial literacy is not enough.

This two-hour interactive workshop will show you how to find financial resilience in uncertain times and empower you to take action for yourself and your community. Whether you have “good” credit or “bad,” Pamela Capalad and Dyalekt of Brunch & Budget will teach you how to play the credit game at a time when credit may be a necessary resource to get through the foreseeable future.

About the Experts
Pam Capalad
Founder & Financial Planner,
Brunch & Budget

Hey, I’m Pamela Capalad. I’m a Certified Financial Planner™ and I’ve been in the financial services industry for over 8 years, and spent a lot of those years at wealth management firms (if you’re really curious where, check out my LinkedIn). I’m the owner of Brunch & Budget, where we have a meal and talk about your finances. I’m based in Brooklyn, NY and serve clients virtually across the country.

I’m here to help you get to that place in your life. You know that place. That place where you close your eyes and feel perfectly at peace and energized all at the same time. That place where you know you’re at your best, that you were somehow built for this, this thing you’re doing that you can’t believe you get to spend your life doing.

Life isn’t about cringing every time you run your credit card through a cash register or dodging calls from bill collectors. It’s not about the next paycheck, next rent check, next job, next in line. Life is about finding your why. You have the why, I have the how. When you’re ready I’ll be here to help you figure out how to get there.

MC Dyalekt
MC & Hip Hop Educator

Brian ‘Dyalekt’ Kushner moved from St. Croix to New York to study acting and law. He also liked to rap. After witnessing civil rights injustices at the law firm he worked for, he dropped both the job and the law classes, pursuing the arts instead. Performances at the Nuyorican led him to Hip Hop Theater, writing plays that have been performed on stages across the world. He has been a mainstay in NYC’s theater and Hip Hop scenes, rocking everywhere from the Bowery Ballroom to the Oregon Shakespeare Festival.

After researching Howard Gardner’s Theory of Multiple Intelligences, Dyalekt designed curricula lining up the elements of Hip Hop with each learning style. He ran rap based Lincoln-Douglas debate/battles to teach youths how to prepare and present at a job interview. He linked up with Pockets Change to help students find freedom in expression, understanding, and finances.

About Our Partners
Brunch & Budget

Brunch & Budget provides affordable financial planning for young professionals. What would you do tomorrow if you knew your money was handled today? Book your first brunch and find out!

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Aug 19 2020


4:00 pm - 5:30 pm

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